PRIVACY POLICY

Your privacy is important to CreditLex, so we've developed a Privacy Policy that covers how we collect, use, disclose, transfer, and store your information. Please take a moment to familiarize yourself with our privacy practices and let us know if you have any questions.

This Privacy Policy is subject to and incorporated into the terms of service (the “Terms”) between You and CreditLex. You may access the Terms at www.CreditLex.com or by clicking Terms. Capitalized words used in this Privacy Policy without definition have the meaning given to them in the Terms. By agreeing to the Terms and installing, accessing or using the Services, You are agreeing to this Privacy Policy and the terms contained herein.

Collection and Use of Account Data

Personal information is data that can be used to identify or contact You or any organization You represent. You may be asked to provide your personal information anytime you are in contact with CreditLex or an CreditLex affiliated company. CreditLex and its affiliates may share this personal information with each other and use it consistent with this Privacy Policy. They may also combine it with other information to provide and improve our products, services, content, and advertising.

How we use Your Account Data

The personal information we collect allows us to keep You posted on CreditLex's latest product announcements, software updates, and related offerings. If You don't want to be on our mailing list, You can opt out anytime by updating Your preferences. We also use personal information to help us create, develop, operate, deliver, and improve our products, services, content, and for loss prevention and anti-fraud purposes. We may use Your Account Data to verify identity, assist with identification of users, and to determine appropriate Services. From time to time, we may use Your Account Data to send important notices, such as communications about purchases and changes to our terms, conditions, and policies. Because this information is important to Your interaction with CreditLex, You may not opt out of receiving these communications. We may also use Your Account Data for internal purposes such as auditing, data analysis, and research to improve CreditLex's products, services, and customer communications.

Collection and Use of Non-Personal Data and Information

We also collect data and information in a form that does not, on its own, permit direct association with any specific individual or Account. We may collect, use, transfer, and disclose non-personal information for any purpose. We may collect and store details of how You use CreditLex Services, including search queries. With Your explicit consent, we may collect data about how You use Your device and applications in order to help improve our Services.

Cookies and Other Technologies

CreditLex's website may use "cookies" and other technologies such as pixel tags and web beacons. These technologies help us better understand user behavior, tell us which parts of our websites people have visited, and facilitate and measure the effectiveness of our Services. We treat information collected by cookies and other technologies as non-personal information. However, to the extent that Internet Protocol (IP) addresses or similar identifiers are considered personal information by local law, we also treat these identifiers as personal information. CreditLex may also use cookies and other technologies to remember Account Data when You use our website, online services, and applications.

As is true of most internet services, we gather some information automatically and store it in log files. This information includes Internet Protocol (IP) addresses, browser type and language, Internet service provider (ISP), referring and exit websites and applications, operating system, date/time stamp, and clickstream data.

We use this information to understand and analyze trends, to administer the site, to learn about user behavior on the site, to improve our product and services, and to gather demographic information about our user base as a whole. CreditLex may use this information in our marketing and advertising services.

In some of our email messages, we use a "click-through URL" linked to content on the CreditLex website. When customers click one of these URLs, they pass through a separate web server before arriving at the destination page on our website. We track this click-through data to help us determine interest in particular topics and measure the effectiveness of our customer communications. If You prefer not to be tracked in this way, You should not click text or graphic links in the email messages.

Pixel tags enable us to send email messages in a format customers can read, and they tell us whether mail has been opened. We may use this information to reduce or eliminate messages sent to subscribers.

Disclosure to Third Parties

At times CreditLex may make certain personal information when obligated to do so under federal, state and local laws, foreign laws, rules and regulations. Without limiting the generality of the foregoing, it may be necessary - by law, legal process, litigation, and/or requests from public and governmental authorities within or outside your State of residence - for CreditLex to disclose Your Account Data. We may also disclose information about You if we determine that for purposes of national security, law enforcement, or other issues of public importance, disclosure is necessary or appropriate. We may also disclose information about You if we determine that disclosure is reasonably necessary to enforce our terms and conditions or protect our operations or users. Additionally, in the event of a reorganization, merger, or sale we may transfer any and all personal information and Account Data we collect to the relevant third party.

Protection of Personal Information and Account Data

CreditLex takes very seriously the security of your Account Data. When your Account Data is stored by CreditLex, we use computer systems with limited access housed in facilities using physical security measures.

Integrity and Retention of Account Data

CreditLex makes it easy to keep Account Data accurate, complete, and up to date. We will retain Your Account Data for the period necessary to fulfill the purposes outlined in this Privacy Policy unless a longer retention period is required or permitted by law.

Access to Personal Information

You can help ensure that Your contact information and preferences are accurate, complete, and up to date by logging in to Your Account at https://www.CreditLex.com.

Our Companywide Commitment to Your Privacy

To make sure Your personal information and Account Data is secure, we communicate our privacy and security guidelines to CreditLex employees and strictly enforce privacy safeguards within the company.

Privacy Questions

If You have any questions or concerns about CreditLex's Privacy Policy or data processing, please contact us. All such communications are examined and replies issued where appropriate as soon as possible. If You are unsatisfied with the reply received, You may refer your complaint to the relevant regulator in Your jurisdiction. If you ask us, we will endeavor to provide you with information about relevant complaint avenues which may be applicable to your circumstances.

CreditLex may update its Privacy Policy from time to time. When we change the policy in a material way, a notice will be posted on our website along with the updated Privacy Policy.